Investment Loans

Smart investment loan solutions tailored to your goals, with expert guidance to help you build your property portfolio with confidence.

Rated 5 from 7 Reviews

Confident investing starts with the right loan structure

Whether you’re entering the market or growing your portfolio, GEN Finance helps you secure the right investment loan to match your property strategy and financial goals.

Know your borrowing powerWe help assess your credit profile, income and loan-to-value ratio (LVR) to determine how much you can borrow. You’ll get a clear picture of what lenders will offer, so you can act with confidence.

Choose a rate that fits your strategy
Want flexibility or certainty? We help you weigh up fixed vs variable interest rates based on your cash flow, investment timeline and risk tolerance. This way your repayments work for you.

Factor in the full picture
From stamp duty to Lenders Mortgage Insurance (LMI), we help you map out all costs upfront. You’ll know your true borrowing capacity and have a plan for smarter repayments.

Apply with ease
Our streamlined process takes the pressure out of applying. We’ll guide you through every step, from documentation to lender negotiations, so you can focus on securing your next property.

Backed by expert advice
We work with a network of lenders across Australia, bringing you options that match your goals. Whether it’s your first investment or your fifth, we’re with you from application to approval.

Gen Finance

Getting an Investment Loan with GEN Finance

Step 1: Let’s chat

Book an initial consult with a Finance Broker who’ll get to know your goals and walk you through what’s ahead.

Step 2: Fact find

We’ll gather your financial info — like income, assets and liabilities — to understand your position and match you with the right lenders.

Step 3: Pre-approval

Once you’re pre-approved, you can confidently assess properties, crunch the numbers, and make offers aligned to your strategy.

Step 4: Settlement

Once you’ve secured the property, we manage the final steps so your investment loan draws down smoothly, and your portfolio starts working harder for you.

NC

Nicole Carter

As a first-time home buyer this whole process was a bit daunting, Chris from Gen Finance made the process so simple and stress free for us compared to other brokers we tried. The information gathering process was quick, simple and easy for us to get together and Chris’s confidence and market knowledge put us at ease through the whole process. Couldn’t have done it without him!

CB

Chloe Bleumink

Chris Thompson at GEN Finance was absolutely amazing to work with. Nothing was ever too hard, and he handled everything with ease. What started as a complex situation became completely stress-free thanks to Chris’ calm approach and expertise.

JD

Julie-Anne Douglas

We moved all our accounting needs to SEIVA a few years ago and it has been the best decision. We feel very supported by Sam, Brent, Chris and the team. They really took the time to understand not just our business (Dig Design), but who we are as people and what is important to us. Our CFO meetings are a great way to check-in on how the business is looking and through the last couple of challenging years (thanks Covid) really put our minds at ease. Highly recommend SEIVA, 5 star people and service!!

Frequently Asked Questions

Can you help with refinancing an existing Mortgage?

Absolutely, we can definitely assist with refinancing your existing mortgage. Whether you're looking to reduce your interest rate, access equity in your home, consolidate debt, or simply switch to a loan that better suits your current needs, we’re here to help. Our experienced brokers will conduct a full review of your current loan and financial situation, then compare it against a wide range of competitive products from different lenders. We’ll explain your options clearly, manage the paperwork, and liaise with the lender on your behalf to ensure a smooth transition. Our goal is to help you save money, reduce stress, and make sure your loan is still working for you—not the other way around.

Can you only help with Home Loans?

Not at all, our services go far beyond just home loans. While we do help many clients secure finance for their first home, next home, or investment property, we also have access to a broad suite of lending products. This includes investment loans, construction loans for building or renovating, car loans, and even specialised finance options for self-employed clients. If you're planning to borrow funds for a purchase, a project, or to restructure your finances, chances are we can offer a suitable solution tailored to your goals. We take pride in helping our clients across a wide range of financial needs—not just property-related ones.

What kind of interest rates can you offer?

We have access to an extensive network of lenders across Australia, including major banks, regional banks, credit unions, and specialist lenders. This allows us to compare thousands of different loan products on your behalf to find the most competitive interest rates and features available to you. Because every borrower’s situation is different, we focus on finding a product that not only offers a great rate but also suits your unique financial circumstances and future plans. Whether you’re after a basic variable loan, a fixed rate, or a loan with flexible features like offset accounts and redraw facilities, we’ll guide you to the best option available. Our mission is to ensure you’re never paying more than you need to.

Why should I use a Finance Broker?

A finance broker works for you—not the banks. Our role is to make the lending process as easy and beneficial as possible, by helping you find the right loan from a wide range of lenders and products that may not be accessible if you go directly to a bank. We take the time to understand your financial goals and then do all the research, comparisons, and paperwork to match you with a loan that truly fits your needs. We’ll also handle communications with the lender and guide you through the approval and settlement process. Beyond just finding a competitive rate, we also ensure the structure of your loan works for your short- and long-term objectives. Using a broker means saving time, reducing stress, and having an expert in your corner every step of the way.

Are your finance brokers licensed and accredited?

Yes, all of our finance brokers are fully licensed, accredited, and committed to maintaining the highest standards of professionalism. Each broker is a member of the Mortgage and Finance Association of Australia (MFAA), which means they adhere to a strict code of practice and are required to meet ongoing training and education standards. You can feel confident knowing you’re dealing with professionals who are not only highly experienced but also committed to ethical conduct and exceptional customer service. Whether you're seeking a home loan, investment finance, or another lending solution, our brokers have the qualifications and knowledge to support you every step of the way.

Can you help First Home Buyers?

We absolutely love working with First Home Buyers, it’s one of the most rewarding parts of what we do. Buying your first home is a huge milestone, and we’re here to make the process as smooth, simple, and stress-free as possible. From understanding your borrowing power and securing pre-approval to finding the right loan and navigating the settlement process, we’ll be with you every step of the way. We also keep up to date with the latest government grants and schemes, including the First Home Owner Grant, First Home Guarantee, and stamp duty concessions that may be available in your state. Our goal is to make sure you not only get a great loan, but also take full advantage of all the support you’re entitled to as a first-time buyer.

Ready to invest with confidence?

Book a chat with our team to explore your best loan options.