Welcome to GEN Finance

Absolutely, we can definitely assist with refinancing your existing mortgage. Whether you're looking to reduce your interest rate, access equity in your home, consolidate debt, or simply switch to a loan that better suits your current needs, we’re here to help. Our experienced brokers will conduct a full review of your current loan and financial situation, then compare it against a wide range of competitive products from different lenders. We’ll explain your options clearly, manage the paperwork, and liaise with the lender on your behalf to ensure a smooth transition. Our goal is to help you save money, reduce stress, and make sure your loan is still working for you—not the other way around.

Not at all, our services go far beyond just home loans. While we do help many clients secure finance for their first home, next home, or investment property, we also have access to a broad suite of lending products. This includes investment loans, construction loans for building or renovating, car loans, and even specialised finance options for self-employed clients. If you're planning to borrow funds for a purchase, a project, or to restructure your finances, chances are we can offer a suitable solution tailored to your goals. We take pride in helping our clients across a wide range of financial needs—not just property-related ones.

We have access to an extensive network of lenders across Australia, including major banks, regional banks, credit unions, and specialist lenders. This allows us to compare thousands of different loan products on your behalf to find the most competitive interest rates and features available to you. Because every borrower’s situation is different, we focus on finding a product that not only offers a great rate but also suits your unique financial circumstances and future plans. Whether you’re after a basic variable loan, a fixed rate, or a loan with flexible features like offset accounts and redraw facilities, we’ll guide you to the best option available. Our mission is to ensure you’re never paying more than you need to.

A finance broker works for you—not the banks. Our role is to make the lending process as easy and beneficial as possible, by helping you find the right loan from a wide range of lenders and products that may not be accessible if you go directly to a bank. We take the time to understand your financial goals and then do all the research, comparisons, and paperwork to match you with a loan that truly fits your needs. We’ll also handle communications with the lender and guide you through the approval and settlement process. Beyond just finding a competitive rate, we also ensure the structure of your loan works for your short- and long-term objectives. Using a broker means saving time, reducing stress, and having an expert in your corner every step of the way.

Yes, all of our finance brokers are fully licensed, accredited, and committed to maintaining the highest standards of professionalism. Each broker is a member of the Mortgage and Finance Association of Australia (MFAA), which means they adhere to a strict code of practice and are required to meet ongoing training and education standards. You can feel confident knowing you’re dealing with professionals who are not only highly experienced but also committed to ethical conduct and exceptional customer service. Whether you're seeking a home loan, investment finance, or another lending solution, our brokers have the qualifications and knowledge to support you every step of the way.

We absolutely love working with First Home Buyers, it’s one of the most rewarding parts of what we do. Buying your first home is a huge milestone, and we’re here to make the process as smooth, simple, and stress-free as possible. From understanding your borrowing power and securing pre-approval to finding the right loan and navigating the settlement process, we’ll be with you every step of the way. We also keep up to date with the latest government grants and schemes, including the First Home Owner Grant, First Home Guarantee, and stamp duty concessions that may be available in your state. Our goal is to make sure you not only get a great loan, but also take full advantage of all the support you’re entitled to as a first-time buyer.